Good advice.
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The top 4 reasons you shouldn’t accept ICBC’s first offer. As a general rule, don’t accept ICBC’s first offer, and in most cases, not even their second, third or fourth offers. At DBM, we advise our clients that after you file a claim, ICBC stops being “your insurance company” and starts defending the party who … Continued
If you were a client at DBM, you would hear us talk about wills and estate planning a lot. That’s because, if you have any assets, children or a life partner, there is simply no more important document you can make than your will. Your will makes sure that your precise wishes are carried out … Continued
No one wants to be in debt. But there are times, especially when jobs are scarce and the economy is shaky, when your income simply isn’t enough to cover all of your expenses. During tough periods, it is sometimes necessary to determine which bills must be paid now and which bills can wait. Shelter and … Continued
When you’re a freelancer, an entrepreneur, or an independent contractor—whatever you choose to call it—the defining fact about your employment is that you are your own boss. You’ve broken away from traditional employment models and are going it alone. But does that mean that along with your timecard and coffee breaks with coworkers, you’ve also … Continued
More than in most other regions in Canada, renting is a way of life in the Lower Mainland. Knowing your renters’ rights under tenancy law is important in making sure your living situation is a fair one, especially in Greater Vancouver’s eternally hot rental market. If you need legal representation for your tenancy law situation, … Continued
Underinsured Motorist Protection, otherwise known as UMP insurance, protects drivers when they are involved in an accident where the at-fault driver does not have sufficient insurance to cover costs. In British Columbia, all ICBC-insured drivers have minimum $1 million UMP insurance. If you’ve suffered a personal injury in a motor vehicle accident, you may find … Continued
Although a will is intended to outline a person’s last wishes in full, settling an estate can nevertheless be a complicated process. 1. “Executor” is a complex role Often the testator (the person who made the will) will choose an executor (a person appointed to carry out the will) who has a law or accounting … Continued
Many residents in Metro Vancouver, including in the Tri-Cities, are renters. And many of the people they rent from are private homeowners. Often tenancy relationships go smoothly, but there are times they don’t—whether it’s a dispute over rent increases, failure to make repairs, unpaid rent, or eviction. If discussion between you and your landlord or … Continued
Under British Columbia law, every car owner is required to have insurance through ICBC. In addition to covering the other driver’s damages when you’re at fault, ICBC is responsible for covering some of your treatment costs, whether you were at fault or not. 1.Call a lawyer Remember that any statement you make to ICBC can … Continued