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Are you a second mortgage lender? If so, you understand the importance of securing your investment. But what happens when your security is at risk? In this blog post, we’ll explore the steps you can take to protect your interests and navigate foreclosure proceedings. Recently, we encountered a situation where our client’s security as a … Continued
Has Port Moody done enough to address the challenge of housing affordability? In recent years it seems that despite various property development projects being discussed, there is no clear sign that many of these projects will come to fruition. While the City has adopted policies designed to create affordable housing, in reality, these policies have … Continued
FIVE THINGS TO CONSIDER WHEN DECIDING HOW TO OWN A PROPERTY WITH ANOTHER PERSON When you purchase a property in BC with another person (or other people), you can own that property in one of two ways: Joint Tenancy or Tenancy-In-Common. When making that decision, consider these five issues. 1. What is Tenancy-In-Common? Tenancy-In-Common is … Continued
Are you considering listing your property for sale? As a seller, your primary obligation to the buyer is to deliver a clear title, where the property will not be subject to any financial encumbrances or charges. However, some financial charges are more obvious than others. Before listing your property, a title search can ensure that … Continued
The Empty Homes Tax is a new tax on vacant or under-utilized properties within Greater Vancouver. We discussed the definitions and exemptions of this tax in an earlier blog post: The Empty Homes Tax in Vancouver. With the introduction of the tax, some property owners have found themselves fighting for their exemptions. Today, this post … Continued
Both the holdback and the power to lien come from the Builders Lien Act (the “Act”). The purpose of the act is twofold: To provide security for contractors and subcontractors who work on a construction project To limit the owner of a properties liability The Act requires all persons on a project to retain 10% … Continued
A new year, a new tax! If you own a residential property in BC, this will affect you. It is called the Speculation & Vacancy Tax. What is the Speculation & Vacancy Tax? The speculation and vacancy tax is an annual tax potentially paid by owners of residential properties in designated taxable regions of B.C. … Continued
Alert, Vancouverites! There is a new tax you need to worry about – the Empty Homes Tax! In a future blog post, I will discuss the implications of the Empty Homes Tax on people who are selling and buying homes in the City of Vancouver. For now, I will just focus on current owners of … Continued
The most significant new real estate tax in the last few years has to be the Additional Property Transfer Tax. For more information on the traditional Property Transfer Tax, please click on the following link: http://www.dbmrealestatelaw.com/property-transfer-tax/ On February 20, 2018, the BC NDP Government’s Budget made some changes to the Property Transfer Tax. For more … Continued